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Rising airfares or tight budgets don’t have to cancel summer fun. A thoughtfully planned summer vacation on a budget can restore energy, create memories, and leave room in the checking account for next semester’s textbooks or an unexpected flat tire. Let’s nail down the numbers and map out low-cost destinations and close-to-home adventures. We also outline painless saving tricks and digital tools that track every dollar and make family summer vacation ideas on a budget a practical reality.

Meeting with a financial coach will help you worry less about your finances, which can improve your physical and mental health. You will see consistent results as you work toward your long-term goals. Learning ways to decrease expenses, increase income, and and better money management skills also help you unlock new opportunities in the years to come.

Everyone benefits from meeting with a financial coach. Working with a professional can make a big difference no matter how much money you make or how you feel about your finances. You walk away from the experience with the knowledge and skills to make the most of every dollar you earn. You work too hard for your money to fall prey to costly mistakes and missed opportunities that can hold you back in the future. Learn more about the benefits of working with a certified financial coach.

In today's interconnected world, social media platforms have become an integral part of our lives. They help us stay connected with friends and family, share experiences, and even manage our finances. However, the same platforms that bring us together can also pose risks to our cybersecurity and personal information. In this article, we'll explore the intersection of social media and cybersecurity, and provide tips on how to protect yourself and your finances in the digital age.

Many of us store personal, sensitive and confidential information on our digital devices. This makes them an attractive target for scammers and criminals. Follow best practices in these areas to help keep your devices secure:

As a parent, you might struggle with when and what to teach your children about money management. Is five too early to earn an allowance? Should you share the family budget with your children? When should teens learn about credit? These are all important questions, and it’s often not easy to know the answers. Kids have different levels of interest in financial education. But research tells us that by the age of five most children understand money and what it can do. The information below offers more specific guidelines for different age groups. Again, these are just guidelines. What decisions you make about when and what to teach at home depend on your family situation, household budget and how comfortable you are in the role of teacher.

With over 139.3 million members in the U.S. (NCUA, 2024), credit unions are a significant pillar within the financial system. Choosing the right credit union in Colorado is a significant financial decision. Your choice will influence your access to credit union loans, savings growth and much more. With multiple options available, it's essential to undertake a detailed evaluation to select the best credit union in Colorado.

Your 50s may mean juggling multiple financial responsibilities, so it’s important to take a step back and look at the bigger picture. By this point in your life, you might have a family to raise, debt to pay off and a comfortable career that suits your financial needs. With retirement approaching, you should save up a sizeable nest egg and think about how your expensive may change with health needs. Learn how your age can affect your finances as you move through the next chapter of life with our guide to financial planning in your 50s.

As we approach the end of the year, it’s a great time to review your financial situation and take advantage of opportunities to boost your savings. Here are three strategic moves you can make now to set yourself up for a stronger financial start to 2025:

Rewards credit cards may sound like free money, but that’s not always the case. Credit card companies typically use rewards programs to attract consumers that like to travel, rack up points or burn through gallons of gas on long road trips. If you sign up for one of these cards, you may be able to earn a free flight, cash back rewards or discounts on gas, groceries and other everyday purchases. Whatever the reward may be, there are a few things you should keep in mind when using these cards. Learn how to make the most of your rewards program without spending more than you need to.

Learning to budget in high school can be an invaluable skill. It sets you on a path to financial success in adulthood. Research has shown that mandated financial literacy in public schools promotes improved credit behavior in young adults (Brown, Collins, Schmeiser, and Urban, 2014). Therefore, starting your financial journey in high school is a step in the right direction. One excellent way to practice is planning and implementing a back-to-school budget.

Digital banking lets you securely manage your money on the go. You can access nearly all the same benefits and features on your mobile device or computer without visiting a brick-and-mortar branch. Digital banking apps also use security features such as two-factor authentication and facial recognition.  

You have many options for where and how you manage your money. Thanks to digital banking, you no longer need to go to a physical bank or credit union to open an account, make a deposit, or transfer money between accounts. You can manage your money digitally using your smartphone, tablet, or computer and save time from commuting to your local financial institution. Convenient digital banking is widespread, and your current bank or credit union probably already offers this service.

What is digital banking, and how does it compare to visiting a branch in person? Explore the benefits of digital banking and use these tips to help keep your money safe.