Get better rates, added reassurance and flexibility
Better rates
Earn more than you would with regular savings accounts.
Fewer fees
Pay no monthly fees or minimum balance fee.
Free overdraft protection
Make unlimited monthly transfers for your convenience.
Rising returns
Save more and you’ll earn more as your money grows over time.
Earn rates that increase with your balance
If you want a financial product that gives you higher returns than a savings account and easy access to your funds, a money market account might be right for you. With no maturity date and easy access to cash for a vacation or emergency, money market accounts give you the flexibility you need.
Monthly market savings balance |
Dividend rate1 |
APY** |
|---|---|---|
$0 - $2,499.99 | 0.10% | 0.10% |
$2,500.00 - $9,999.99 | 0.15% | 0.15% |
$10,000.00 - $24,999.99 | 0.60% | 0.60% |
$25,000.00 - $49,999.99 | 0.80% | 0.80% |
$50,000.00 - $99,999.99 | 1.00% | 1.00% |
$100,000.00 - $249,999.99 | 1.29% | 1.30% |
$250,000.00 And Above | 1.59% | 1.60% |
Common questions
A: Select checking as the account type, or money market if it’s an option. Then add any additional info as required.
A: There’s no limit: You can access your funds whenever you want.
A: Yes, we issue checks that you can use with your money market account.
A. If you want a safe and highly accessible account with good returns, a money market account may be a good option for you. Think of it as a combination of what’s great about a savings and a checking account. You earn more dividends like you would with a savings account and can access your money via ATM like with a checking account. Plus, your money is backed by the NCUA, so you can rest assured knowing your money is secure.
A. A money market account gives you good dividend rates and access to your funds at any time. You can transfer or withdraw money without a fee. Certificates of deposit, on the other hand, can give you an even better rate but they aren’t quite as flexible. You choose your term (i.e. how long your money will be in the account) and don’t touch your money until the term ends, which is also called maturity.
Learn more about certificates of deposit.
A.
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Better Rates: Earn interest at a higher rate than most checking or savings accounts
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Security: Your account is insured by the NCUA which means your investment is 100% secure
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Accessibility: Transfer or withdraw funds with no penalty
A. Yes, the minimum actual balance required to open a money market account is $2,500.
Related products
Certificates of deposit
Certificates of deposit are a great way to invest without being subject to fluctuations in the stock market. Your money is secure and insured, and you can choose the term and rate that best fits your needs.
Investments
Whether you’re a newbie to retirement planning or you’ve been setting money aside for a long time, we have a wide range of investment options to help you navigate the market.
Savings
Looking for an easy way to start saving? Watch your money grow with our dividend-paying savings accounts and enjoy no fees and online access.
Account qualifications apply. Please review Ent's Important Account Information and Fee Schedule for more information. The Money Market Savings is a tiered rate account. The minimum actual balance required to open a Money Market Savings account is $2,500.
**APY = Annual Percentage Yield. APY is accurate as of . The APY may change without notice.
1Visit Ent.com/Rates for current dividend rate information. Fees may reduce earnings on your account.