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Understanding Long Term Care Insurance
October 21, 2009 - 8:42 minutes -
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Most of us have probably heard about long term care insurance, but might not know exactly what it is or why it might be a good option for some people.
Today we will answer these questions about long term care:
- What is LTC protection and who might need this protection
- What are some key issues when considering LTC protection
- What are the costs and when is the best time to purchase LTC protection
Here with us today to talk about long term care is Michael Stewart from the Ent Insurance Group.
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Selling Your Home in Today's Market
September 21, 2009 - 5:53 minutes -
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Most of us realize that we are currently in a buyer's market, which means the buyer will, typically have the "upper hand" or control over what homes sell and for what price.
Over the next few minutes we'll talk about:
- what factors contribute to a "buyer's market" and
- tips for selling a home in this type of market.
Here to help explain some of the factors that contribute to a buyer's market and provide tips for selling a home in this type of market is Cheryl Bibby, Broker Associate with Re/Max Properties.
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Reverse Mortgages
August 21, 2009 - 4:58 minutes -
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Everyone wants to achieve a safe and secure retirement. One of the most popular strategies available today includes a Reverse Mortgage, which can help supplement your pension, social security or other retirement income. A Reverse Mortgage
can also be used to pay for special needs, such as home improvements and medical expenses.
During this podcast we'll discuss:
- What a Reverse Mortgage is
- How it works and who is eligible - and
- Paying back the loan
Here with us today to talk about a Reverse Mortgage is one of Ent's mortgage loan officers, Stephanie Dombrowski.
Please Note: In order to listen to our podcasts, you will need to install the Adobe® Flash Player. This program is available free from Adobe by
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Listen Now! Click the blue "play" button. Or download (2.34 MB mp3)
Secrets to Saving and Debt Reduction
July 20, 2009 - 11:16 minutes -
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During this podcast, we'll discuss:
- Spending and saving plans
- Evaluating debt, and
- Sample plans for reducing debt
Most of us – even people with financial savvy – don't handle our personal finances as well as we could. We probably all know we should spend less and save more, but it's not so easy to actually get in the habit of doing it!
Here with us today to help us get started on ways to do just that is Michele Brander – Ent's credit administrator.
Please Note: In order to listen to our podcasts, you will need to install the Adobe® Flash Player. This program is available free from Adobe by
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Listen Now! Click the blue "play" button. Or download (5.28 MB mp3)
Estate Planning 101: Four Important Documents Everyone Needs
June 18, 2009 - 10:19 minutes -
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Most of us know there are many objectives of estate planning. But, we might not know how important it is to start with the basic tools in order to reach those objectives.
During this podcast we'll discuss the four important documents everyone needs:
- A will
- A financial durable power of attorney
- A medical durable power of attorney
- And, a living will
Here with us today to talk about these four documents is Paula Pollet, Vice President and Trust Officer at Ent.
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Retirement Plan Rollover Options
May 19, 2009 - 7:34 minutes -
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Planning for retirement can be confusing and stressful, especially when you experience life events that could alter the plan you already have in place. Retiring or changing jobs may leave you wondering what to do with the money in
your current retirement plan.
During this podcast we'll discuss:
- The definition of a rollover
- And, the available retirement rollover options
Here with us today to talk about rollover options is Tanya Duboue – an Investment Representative at Ent Investment Services.
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Buying Your First Home
Apr 17, 2009 - 7:56 minutes -
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If you're like most of us, owning your own home is a major part of the American Dream. But, homeownership is a big responsibility, and there are some important steps to follow to help you make the Dream come true. If you plan on buying
your first home in 2009, the new tax credit along with Ent's First-Time Home Buyers program can make doing so much easier.
Over the next 8 minutes we’ll talk about:
- the 2009 stimulus tax credit for first-time home buyers
- financial preparations
- mortgage loan options
- title and mortgage insurance
- and, Ent's First-Time Home Buyer program
Here with us today to talk about "buying your first home" is one of Ent's mortgage loan officers, Stephanie Dombrowski.
Please Note: In order to listen to our podcasts, you will need to install the Adobe® Flash Player. This program is available free from Adobe by
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Listen Now! Click the blue "play" button. Or download (2.75 MB mp3)
Phishing - Don't Get Hooked
Mar 23, 2009 - 8:03 minutes -
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Telephone vishing, email phishing and even cell phone text message scams attempting to obtain private financial information are becoming more prevalent – and more sophisticated. In this podcast, we’ll discuss how to avoid becoming a victim by arming yourself with the right information, including:
- understanding scams
- protecting yourself
- responding to requests for information – and,
- reporting a scam
Here with us today to discuss how to protect your financial information is Victoria Selfridge, Ent's Director of Marketing and eCommerce.
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Using Credit Cards Wisely
Feb 18, 2009 - 13:02 minutes -
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If you're like most Americans, you have four credit cards in your wallet – and you probably use them more than you should.
Over the next 10 minutes we'll cover:
- shopping for a credit card
- credit card pros and cons
- the fine print
- and what to do if you're caught in the credit card crunch.
Here with us today to discuss how to use credit cards wisely is Michele Brander – Ent's credit administrator.
Please Note: In order to listen to our podcasts, you will need to install the Adobe® Flash Player. This program is available free from Adobe by
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Listen Now! Click the blue "play" button. Or download (4.58 MB mp3)
Smart Car Buying
Jan 21, 2009 - 8:58 minutes -
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When most of us think about the process of buying a car we realize we're not alone in our belief that it can be stressful, painful and not much fun. But being an educated buyer can change the whole experience, and that's what we're going to talk about today.
Here with us today to talk about Smart Car Buying is Darrell Noble, Ent's Lending Center Manager.
Please Note: In order to listen to our podcasts, you will need to install the Adobe® Flash Player. This program is available free from Adobe by
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Listen Now! Click the blue "play" button. Or download (3.15 MB mp3)
Budgeting Basics
Dec 22, 2008 - 7:39 minutes -
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When most of us think about budgeting, we think "denial" and "hardship." In reality a budget is about goal achievement and a way to help us make sound financial decisions on spending wisely – and planning for the future. So forget denial
and hardship; today we'll talk about how to use a budget to better manage your money so you can reach your goals and enjoy life.
Here with us today to talk about Budgeting Basics is Lois Carlock, Ent's Education Manager.
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Understanding Basic Investing
Nov 20, 2008 - 8:40 minutes -
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When thinking about your long-range financial goals, you may realize just putting money in a savings account won't get you there. The rates are too low, and you can't save enough on your own. So today, our subject is an alternative – investing.
Here with us today to talk about Basic Investing is Elvis Jerez – an Investment Representative at Ent Investment Services.
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The Credit Union Difference
Oct 22, 2008 - 5:17 minutes -
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Recent news reports have caused many Americans to be anxious about the safety of their savings and investments, and the soundness of their financial institution. What you don't usually hear about during these times are credit unions, and there is a good reason for that.
In this podcast, Ent's Senior Vice President, Jim Moore, will discuss some of the current issues affecting our economy and why credit unions – particularly Ent – are a safe and secure place to trust with your money.
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The Safety of Your Deposits
Sept 12, 2008 - 3:27 minutes -
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With the recent news of bank and mortgage failures, and the continuous coverage of sub-prime mortgage problems, consumers are starting to wonder about the safety of their financial institution and their deposits.
In this podcast, Ent's Senior Vice President, Jim Moore, will discuss how your money is safe with Ent and explain how credit unions are insured through the NCUA (National Credit Union Association).
(Update - With the passage of the Emergency Economic Stabilization Act of 2008 on Friday, October 3, your savings are insured up to $250,000 on accounts with Ent until December 31, 2009. Larger coverage amounts are possible depending on how the account relationship is structured.)
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Listen Now! Click the blue "play" button. Or download (1.22 MB mp3)
Cracking the Credit Code
Aug 13, 2008 - 8:57 minutes -
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Credit reports have been used since the '40s as a way to measure an individual's debt repayment history – and you can almost count on your credit report being reviewed today any time you apply for a loan. But did you know that – a person's
credit can be reviewed when you apply for a job, when you apply for auto insurance, or when you rent an apartment or home. That's why it's important to understand what makes up your credit score and how to protect your credit.
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Avoiding Foreclosure
July 16, 2008 - 13:55 minutes -
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As the economy slows and more homeowners are facing payment difficulty - it's important to know that there are legitimate options to consider before you wind up in foreclosure. While there aren't any easy fixes – there are several steps
you should take to evaluate your personal situation, and identify possible options.
Please Note: In order to listen to our podcasts, you will need to install the Adobe® Flash Player. This program is available free from Adobe by
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Listen Now! Click the blue "play" button. Or download (4.77 MB mp3)
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