Individual Retirement Accounts (IRAs)
In addition to traditional retirement income provided by 401(k) plans, company pensions, and Social Security, Ent IRAs can be a valuable part of your savings strategy.
IRA accounts at Ent are insured for up to $250,000 by the National Credit Union Administration , an agency of the U.S. Government. And, because
we offer a variety of rates, terms, and account types, you're sure to find an account to meet your investment needs. You can open your account as a Traditional, Roth, or Coverdell Education Savings Account.
Consider one of Ent's IRA Options:
Flex-Term IRA Certificates
Priority IRA Certificates
IRA Savings Accounts

FlexTerm IRA Certificates
FlexTerm IRA Certificates give you the ability to select the certificate term that best fits your goals and time horizon, while earning higher returns than traditional savings accounts.
- Choose a FlexTerm from 3- to 60-months.
- Open your account with as little as $500.
- Enjoy competitive rates.

Priority IRA Certificates
Priority IRA Certificates give you flexibility you probably won't find anywhere else. Start your certificate with a low $5,000 minimum, and enjoy all these great features:
- Choose a term from 24- to 36-months.
- Change your rate once during the term - anytime you choose!
- Add to your certificate one time with a deposit of $1,000 or more anytime during the first year!
- Even withdraw up to 50% of your balance one time without a credit union penalty!

IRA Savings Accounts
If you want to make contributions throughout the year and earn higher rates as your balance grows, the Ent IRA Savings Account may be right for you.
- You can start your account with as little as $5.00.
- Make deposits anytime...even build your IRA contributions through Direct Deposit - just ask us how!
- And, take withdrawals with no early withdrawal penalties from Ent.

For information on which type of IRA might be right for you, or to review important contribution limits and dates - use our online IRA Service Center
To open your IRA, call (719) 574-1100 today, or visit any of our service center locations!
We'd like you to know that annual contribution limits apply to IRAs, and penalties may apply for early withdrawal. Penalties could reduce your earnings. Please consult your tax advisor for additional information.

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