*APY - Annual Percentage Yield. ** Money Space Youth Certificate is a 12-month certificate for Ent members under 18 years of age. Lion One Checking accounts earn dividends at the Free College Checking dividend rate. "Business Accounts" (Commercial Checking Accounts) in existence prior to 8/1/2006 will receive dividends at the same rate as ValuePLUS Checking accounts.

Certificate Minimum Deposit Requirements: $25 for a My Savings Starter Certificate or a 6-month term My Savings Builder Certificate, $500 for regular Certificates, and $5,000 for Priority Certificates. The My Savings Builder Certificate has a $1,000 deposit maximum, and cannot be opened as an IRA or ESA. Certificates and IRA Certificates may have a penalty for early withdrawal. HSA Certificates are available in terms from 3 to 23 months.

Rates are subject to change without notice. Dividends are paid from current income and available earnings after required transfers to reserves. Fees may reduce earnings. Please reference "Important Account Information" for additional information. For additional rate information, please call (719) 574-1100 or 800-525-9623.